My Life in Argentina and Beyond

Life in Argentina

noreply@blogspirit.com (Eugenia) — Sat, 07 Nov 2009 21:44:35 +0100

People in Argentina are walking on well-lit streets and avenues, where there are lots of people in case of an emergency or robbery. This hasn’t happened before (not to my knowledge and/or not when I lived there). The crime rate did start to be high around November 1997, but this seems to be something altogether more serious and worrisome

Food

noreply@blogspirit.com (Eugenia) — Fri, 06 Nov 2009 19:46:04 +0100

A fat man with a well-fed face wearing a three-piece suit walked by our double line at the soup kitchen. He gave us—the women first and then the men—the once over and asked: What are these people waiting for? No one in the line answered. They probably thought ignoring him was the best thing to do. Food, I said. The man walked on with his group of friends. I smiled because I envied his luck. He’s probably never seen a soup kitchen line in real life. The only time he’s come across soup kitchens is in the movies.

No More!

noreply@blogspirit.com (Eugenia) — Tue, 03 Nov 2009 21:01:00 +0100

Tuesday, November 3, 2009: I know I have to leave Williamsburgh. I know my time there is just about done. Because of the stress it is causing me, I have promised myself never ever to be in such a situation again. I would rather die first. Felling homeless is the worst!

Letter To The Governor of Georgia

noreply@blogspirit.com (Eugenia) — Wed, 21 Oct 2009 19:13:51 +0200

The Office of the Governor

State of Georgia 203 State Capitol Atlanta, Georgia 30334

October 14, 2009

Re: Mortgage Fraud/Foreclosure Experiences in GA

Dear Governor Perdue,

I have had an extremely bad experience in your state. I was a victim of mortgage fraud and I lost my home in November 2005. I have written letters to the Attorney General of GA and filed a complaint against the broker. Nothing has produced any type of justice and results. A copy of my letter to the Attorney General of GA can be found at www.beccar.wordpress.com. It tells the story of my downfall. I feel very ill used. Now I am not writing to you just to vent and maybe my problem is something that no one cares about because it didn’t happen to them. It happened to me and I am not a person with power and influence. All I know is that when I went to Atlanta, GA I was a person with a nearly perfect credit score of 754 and when I left it I was deep in credit card debt for the first time in my life. The loss of my home because I trusted these two people has had repercussions that I have to live with to this day. I cannot begin to describe to you what it has done to me. It has been the most horrible experience of my life so far and I deeply regret the day that I decided to take the Grey Hound bus going to Atlanta. I never told these real estate professionals to lie about my income or to say that I had my own publishing company. That was done without my knowledge and when I found out about it, I thought it was too late to turn back and that I had to go through with the closing on July 26, 2002. I was naïve; I realize that now after reading about similar cases in newspapers like the New York Times. I have paid a very heavy price for that naïveté and am still paying for it. I assure you that everything I am saying in this letter is the absolute truth and nothing but. Now I don’t believe in people like I once did. I don’t trust anybody, especially realtors and their friends. I have them to thank for it. I was out of the country when my condo foreclosed on November 1, 2005 and I had to way to get back to the United States. Nevertheless, I tried everything I could to stop it and I called the Sheriff’s Office, among other GA government departments. Needless to say, I had no attorney and no money to pay for one. I was alone and far away at a t I tried everything I could to stop it and I called the Sheriff’s Office, among other GA government departments. Needless to say, I had no attorney and no money to pay for one. I was alone and far away at a time when I was going through a terrible experience. I have since left GA. If at this time the statues of limitations for white collar crimes are not too long in GA, I would like to see them expanded to 10 years. No one—no one calling themselves real estate professionals--has a right to put their personal gain/commission ahead of a borrower’s needs.

Sincerely, Eugenia Maria Renskoff

Foreclosed!

noreply@blogspirit.com (Eugenia) — Tue, 20 Oct 2009 19:20:02 +0200

It was a two-bedroom, 2 bath condo in Buckhead, one of the best neighborhoods in Atlanta, GA. The location could not be better—near the supermarket, some shops and Borders bookstore. But shortly after I closed, I began to suspect that something had gone wrong—terribly wrong. I started asking people and looking on the Internet. Refinancing right away carried a penalty; the same for selling the place. I have overpaid and was now in deep trouble. I knew I was going to miss the condo (it was a quiet second floor walk-up), but the financial burden of keeping it would be overwhelming. I don’t know what is more devastating or damaging than losing the home that you love. A home is a place that more than shelters you. A home lets you be you. It keeps you when no one else does or wants to. You turn to it for more than a bed, a kitchen and a shower. And when it’s gone, there is no going back. It’s not just that things can never be the same—the damage is more harmful than anything a person has ever known. Foreclosure is a bad word. No one wants to pronounce it and yet so many people, like myself, have had to say it over and over again. My home was foreclosed.

Letter to GA Governor

noreply@blogspirit.com (Eugenia) — Sat, 17 Oct 2009 21:12:34 +0200

Saturday, October 17, 2009: I have written a letter to the GA governor concerning my mortgage fraud/foreclosure experience. Some people will say it is a waste of a 44 cent stamp and/or my time. I don't care. The experience has made more than a lasting impact on my life and the more people know about it, the better. It would be more than fair to say that it has changed my life for the worse.

Food and the Rain

noreply@blogspirit.com (Eugenia) — Fri, 16 Oct 2009 20:31:50 +0200

Friday, October 16, 2009:
Thursday: 5:30 P.M.
I rushed to the soup kitchen line, but there were only a few men waiting. Most were against the wall of the church on 51st. Street. The rain came down and down. I was already all wet from walking all over Manhattan.
Usually when the weather is bad, we get fed early, but this time something must have happened to delayed them. I placed myself in the line reserved for the ladies. The first lady, I thought and I smiled.
A volunteer came out and told us there’d be no food, to come back tomorrow. When he saw the look of consternation on my face, he laughed. No! I can in the rain for this? I thought. Got all wet for this?
A few minutes later, the first Coalition for the Homeless truck arrived. More waiting for the truck to be opened so that the heavy containers could be carried to the cafeteria. James, the supervisor, opened the truck and some of the men carried the stuff inside. More ladies joined the line and he told us to wait inside. I could see that we'd get a lot of food—the volunteers were setting the tables and there was plenty of everything—salads, sandwiches, bread.
The men who had helped carry the food got their share and we, the women, went to get our portion.

Foreclosure Alone

noreply@blogspirit.com (Eugenia) — Wed, 07 Oct 2009 20:16:21 +0200

I was foreclosed on in Atlanta, GA in November 2005 when I was out of the country. I didn’t have a lawyer to help me and I couldn’t afford one. I used up all my savings trying to save my beautiful condo in Buckhead. The mortgage fraud/foreclosure experience I lived through (I believe I was given a subprime mortgage though I had a credit score of 754) is still haunting me. The day of the foreclosure, I called the Fulton County Sheriff’s Office long distance and did everything I could to stop from losing my home. Someone had told me that maybe my civil rights were being violated because it was happening when I was far away. I didn’t know if this was or was not true. I just loved my condo and didn’t want it to be taken away from me. That afternoon, I used up I don’t know how many phone cards and talked to many people; some, like a woman named Ms. De Louise, were very nice and tried to help me. This has been a great personal tragedy. It has left a mark on me and my life that so far has been impossible to erase.

David Letterman

noreply@blogspirit.com (Eugenia) — Mon, 05 Oct 2009 19:53:00 +0200

In this Anything Goes era (just like the old Cole Porter song), it seems ok that a famous talk show host should have had affairs with members of his staff. It also is also ok for him to admit it after he got caught because somebody tried to blackmail him. Maybe we are all jaded because of Bill Clinton, the President, who finally admitted his affair with Monica L. I believe that David Letterman should not worry about the loss of his job. After all, he is a multimillionaire. People will watch his show for many years to come. He did the right thing and was honest about it when he had no other choice.Eugenia Renskoff

Ga's Continuing Nightmare

noreply@blogspirit.com (Eugenia) — Thu, 01 Oct 2009 22:37:39 +0200

Thursday, October 1, 2009: I have been informed that there is a document saying I may have paid mortgage on my GA condo in 2006. This cannot be true since the condo in Buckhead foreclosed on Tuesday, November 1, 2005. I feel that this nightmare named GA will never stop. It is haunting me now, almost 4 years later, and will continue to haunt me for the rest of my life. In all my life I have never been as haunted by anything as I am by this--the horrible mistake I made when I took the Greyhound bus to Atlanta in May of 2002. Saying that I am disgusted and unhappy does not begin to describe my feelings at the moment. Everything conspires to remind me of it.