My Life in Argentina and Beyond

Tuesday, July 21, 2009: For a while, I thought that the loan officer who engineered the loan that got me into mortgage fraud had left the business. Yesterday, while googling him, I think I discovered that he's back doing what he used to do when I met him back in June 2002.

Saturday, June 6, 2009: I will allow nothing to stand in my way. I am seeking justice for the mortgage fraud/foreclosure mes the so called real estate GA professionals got me into in 2002. Even though I have had no encouragement from the people surrounding me, it doesn't really matter. I will go on no matter what.

Saturday, February 14, 2009: As expected, The Ga Real Estate Board has written me a letter saying that there is not enough evidence to further investigate my complaint against La Shawn Yvette Tucker, Real estate broker. I have to get some sort of new evidence in order for them to continue their research. The fact that this woman lied to me and that she hooked me up with an iffy loan officer means nothing. The fact that they got me involved in mortgage fraud without my knowledge and that my beautiful condo at 3660 Peachtree Road, J8 foreclosed and that my credit score went from 754 to nothing is not important.

I have suffered a great financial loss and I am still paying for it, even though they were the professionals who should have known better. Eugenia Renskoff

Wednesday, March 26, 2008: I have been thinking about the GA foreclosure fiasco. I have been thinking about it a lot. And I ask: With a credit score of 754, didn't the mortgage company ask why? I mean, why a person with an excellent FICO score would be offered two mortgage loans with such high interest rates--one for 9.75% and the other for 13%? Didn't Novastar find that strange? Aren't high interest rates offered to people with poor credit? Didn't they, the mortgage and credit professionals, see a red flag? Wasn't it in their best interests (and mine) to warn me? Or to talk to the loan officer, ask him questions?

It is a very difficult decision to make. Walking away from your home is not easy, even if there is little or no equity in the home and the monthly payments are overwhelming. Mortgage problems can keep you awake at night and your life becomes sheer hell.
Unfortunately, I am speaking from first hand experience. I had no equity in my Atlanta condo. In fact, I had overpaid for it without realizing it. I didn't walk away, but thought about it endlessly. My home foreclosed in November 2005 due to mortgage fraud and predatory lending on the part of the loan officer. My advice is: Don't let it happen to you. Never ever. Eugenia Renskoff

February 13, 2008: The help being offered by the government to those people facing foreclosure is welcome news. Getting a reprieve from one of the most horrible experience in a person's life is good. At least, it gives them time to rhink and talk with the lender, and it could mean a new beginning. I did not have that type of luck back in 2005 when my condo in Atlanta was threatened with foreclosure. Although I tried everything, including suggesting a short sale to Novastar, the lender, it did not help. Nothing worked and suddenly that beautiful 2-bedroom condo was gone.

January 9, 2008; I got a letter today from the GA Attorney general's office. Apparently they did not receive the first letter I sent them from Argentina over a year ago. They will be forwarding my concerns to the GA Dept. of Banking and Finance. I already filed a complaint with them, but it does not hurt if they look at my case again. Not good enough, though.
Now I will resend my letter to the F.B.I., as well. Losing my condo in Atlanta was the most devastating and heartbreaking event in the last few years and it could not have happened without the help of the loan officer and the realtor. They were professionals and knew what they were doing.